About Acuity Insurance

Acuity is a mutual insurance carrier that writes general liability, workers' comp, commercial auto, tools and equipment, and umbrella coverage for contractors. Its underwriters and claims people specialize in construction, so when something goes wrong on a job, you're talking to someone who knows the trade.

You buy Acuity through an independent agent, not an instant online quote, and it currently writes in about 32 states with a thin footprint in the Northeast. It has held an A+ rating from AM Best for 24 straight years as of 2026, which says a lot about how it pays claims.

What Acuity Insurance Offers

Good Fit For

Contractors who want one construction-savvy carrier for the whole package and don't mind working through an agent, as long as Acuity writes in their state.