Chase Payment Solutions is card processing run directly by the bank, not a middleman. Payments land in your Chase business checking with same-day funding, and you get invoicing plus tap to pay on your phone.
Because Chase is both the processor and the bank, big deposits are less likely to trigger the holds and freezes third-party processors are known for. The tradeoff is price: keyed transactions run a flat 3.5% unless you negotiate, so it pencils best if you already bank with Chase.
Contractors who bank with Chase and care more about big deposits clearing without holds than about squeezing the lowest rate.
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