GreenSky is a point-of-sale lending platform that lets you offer homeowners financing for remodels, roofs, and exterior work, with loans up to about $65,000. It's the largest dedicated home improvement lender of its kind in the US, with tens of thousands of contractors on the program and more than $30 billion funded.
Homeowners apply from a phone and get a credit decision fast, so a job doesn't stall while they figure out how to pay for it. The honest part: merchant fees on promotional plans can be steep, so price them into your bids before you lean on same-as-cash offers.
Remodelers, roofers, and exterior contractors who want financing built into their sales process and can price merchant fees into the job.
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