About Heartland

Heartland is one of the biggest processors in the country, part of Global Payments, and handles cards, ACH, mobile payments, and invoicing. It also does payroll, so you can run customer payments and crew paychecks through one vendor.

You'll work with a local sales rep, and pricing is negotiated rather than posted, so what you pay depends on the deal you strike. Their published Merchant Bill of Rights lays out plain-terms promises, but service reviews are mixed, so get your rates in writing.

What Heartland Offers

Good Fit For

Contractors who want a big, established processor with payroll under the same roof and are comfortable negotiating their rate.