About National Funding

National Funding is a direct lender offering equipment financing and short-term working capital up to about $500,000, with fast application-only approvals. Founded in 1999, it's funded more than $4.5 billion and carries an A+ BBB rating.

It's one of the more reputable names in the fast-capital space and will work with imperfect credit. The trade-off: short-term products are priced with factor rates instead of APR, so always read the total payback number before you sign.

What National Funding Offers

Good Fit For

Contractors who need capital or equipment fast, including those with imperfect credit, as long as they check the total payback first.