National Processing is a Utah processor that's been at it for more than 17 years, with interchange-plus card pricing and ACH transfers at a flat fee under a dollar. It covers invoicing, a virtual terminal, and mobile card readers.
That sub-dollar ACH is the standout for contractors collecting big checks: a flat fee on a five-figure draw beats a percentage every time. Read the plan details before signing, though. Some plans carry monthly fees and fine print worth understanding up front.
Cost-conscious contractors who want cheap ACH on large payments and don't mind reading the plan terms closely.
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