Nickel is a payments platform built specifically for construction businesses. It handles invoicing, payment links, and card payments, but the headline is ACH bank transfers with no processing fee on payments up to $1 million, and a stated policy of no surprise holds.
More than 25,000 businesses use it. The free plan caps single transactions at $25,000, and the $35 a month Plus plan opens up the bigger ones. ACH takes 2 to 3 days to land, and Nickel is still a young company, so weigh that against the fee savings on big draws.
Builders and remodelers collecting big progress payments by bank transfer who'd rather wait 2 to 3 days than pay card fees.
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