Pie Insurance
Washington, DC·Serves 30+ states·Small contractor crews
Pie is a digital-first insurer built around workers' comp for small businesses, including small construction outfits. You quote online in minutes instead of waiting on an agent callback, and the pricing is aimed at smaller crews.
Pie carries an A- rating from AM Best, affirmed after a brief under-review period in 2024. Some policyholders have complained about premium audits, so keep your payroll records clean and the year-end true-up goes a lot smoother. It writes in more than 30 states.
Small contractors who want workers' comp handled online at a fair price and keep payroll records tidy enough to sail through the audit.
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