PowerPay is a fintech lender offering low-fee, low-APR consumer financing for home improvement work across remodeling, pools, roofing, and outdoor living. It's originated more than $4 billion since 2020 and keeps dealer fees low or zero, so you're not padding bids to cover financing costs.
It's built contractor-first and plugs into Leap if you already sell with it. The company is young, founded in 2019, and it also lends in elective medical, but home improvement is core: its 2025 loan securitization was one of the largest in the category on record.
Remodel, pool, roofing, and outdoor living contractors who are tired of dealer fees eating their margin.
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